| Rank | Team | Comments | Prior | |
| 1 |  | North Dakota State | NDSU (12-0) completed the perfect season by edging out a very tough Southern Illinois. #1 seed, no doubt about it. | 1 |
| 2 |  | James Madison | JMU (11-1) cruises to another CAA title. #2 seed still guarantees home field until Frisco. | 2 |
| 3 |  | Sacramento State | Sac State (9-3) needed a late push to outdo UC-Davis' upset bid. Now a top 4 seed is all but guaranteed. | 4 |
| 4 |  | Weber State | WSU (9-3) took care of Idaho State early, then glided to the Big Sky automatic and likely the #3 seed in the playoffs. | 7 |
| 5 |  | Montana State | MSU (9-3) dominated their in-state brother and jump into "seedville." If they keep up this level of play, look out. | 10 |
| 6 |  | Wofford | Wofford (8-3) enters the playoffs as the SoCon champion with eight straight FCS wins. They sneak out the last seed? | 8 |
| 7 |  | Montana | UM (9-3) wasn't expecting a beating like Montana State gave them. Throw it out. The Griz should still hold a seed. | 3 |
| 8 |  | Northern Iowa | UNI (8-4) ends as the second place team in the MVFC, whipping Western Illinois. Should be in line for national seed. | 12 |
| 9 |  | Central Arkansas | UCA (9-3) won a shootout over Houston Baptist. Can they get a seed with a recent 34-0 loss to the Southland's #3 team? | 11 |
| 10 |  | Villanova | Nova (9-3) is probably in the running for a seed. But the lack of huge statement wins probably leaves them just short. | 16 |
| 11 |  | Austin Peay | APSU (9-3) crushed Eastern Illinois, won the Ohio Valley and their automatic playoff berth. | 17 |
| 12 |  | Illinois State | ISUred (8-4) couldn't get by Youngstown State and it likely cost them a seed. Still going to the playoffs. | 5 |
| 13 |  | South Dakota State | SDSU (8-4) was upset by South Dakota in "The Showdown." Now the playoff path is gonna be longer. | 6 |
| 14 |  | Furman | Furman (8-4) annihilated Point. Unfortunately, it means nothing towards the resume. Look like a near miss playoff team. | 13 |
| 15 |  | Monmouth | Monmouth (10-2) finishes off the Big South undefeated. The auto was already locked. Now to improve on their showing two years ago. | 14 |
| 16 |  | Kennesaw State | KSU (10-2) needed all twelve weeks to secure their eighth Division I win. It should be enough to get in. But it might be close. | 15 |
| 17 |  | Nicholls | NU (8-4) was a little up, a little down, a lot of the year. They got hot at the right time to win the Southland automatic. | 19 |
| 18 |  | Southeastern Louisiana | SLU (7-4) just missed beating Nicholls for an automatic bid. Will they edge out a few others for one of the last spots? They should. | 9 |
| 19 |  | SE Missouri State | SEMO (9-3) came from behind to beat Murray State and lock in an at-large playoff berth. | 20 |
| 20 |  | Central Connecticut State | CCSU (11-1) completed a perfect season vs. FCS and the Northeast Conference. Will be interesting seeing them against the big boys. | 22 |
| 21 |  | Albany | Albany (8-4) is all SUNY, sorry for the pun. Not sorry for the second place finish in the CAA. Welcome to playoff football. | 23 |
| 22 |  | San Diego | USD (9-2) won their 37th straight Pioneer League game and represent them in the playoffs again. | NR |
| 23 |  | North Dakota | UND (7-4) clubbed Southern Utah to finish the year. Think they're playoff bound. The win over Montana State looks really good now. | NR |
| 24 |  | Southern Illinois | SIU (7-5) gave everything they had to NDSU, only to come up short. Playoffs? We think so. | 21 |
| 25 |  | Holy Cross | HC (7-5) won their finale to clinched the Patriot League automatic. | NR |
FCS Football Week 13 Power Rankings
